SlateZero teaches you your rights under federal credit law — FCRA, FDCPA, and beyond. Plain English. Real examples. No lawyers required.
Lexington Law just paid $2.7 billion for illegal fees. ConsumerAffairs is full of 1-star reviews of firms that charge $100+/month and do nothing. The free resources from CFPB and FTC are 200 pages of dry text no one reads.
Meanwhile, 1 in 5 credit reports contain errors. Over 100 million Americans have something wrong on theirs. And they pay thousands of dollars to companies that were built to keep them confused.
These aren't suggestions. They're federal law.
Information on your report must be verified. If a bureau can't verify it, they must delete it. Inaccurate items hurt your score — and your score is worth fighting for.
You have the right to dispute anything. Bureaus have 30–45 days to investigate. If they don't respond properly, that's a violation — and violations have consequences.
Before a debt collector can collect, they must prove the debt is real, yours, and the right amount. If they can't validate — they have to stop.
You're entitled to a free credit report from each bureau every week. Not once a year. Every week. Know what's on your file — always.
Collection agencies must prove they own the debt and have the right to collect. Written verification requests work. Most people just don't know to ask.
Creditors can't discriminate based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. If they did — report it.
Live classes and self-paced courses walk you through credit law in plain language — no legal degree required. Watch a class, read a template, understand what you're actually entitled to.
Dispute letter templates, 30-day calendars, collection call scripts — everything you need to act on what you learned. Not generic forms. Specific documents built for specific situations.
Monthly coaching and community membership keep you accountable. New templates each month. Weekly Q&A. Private group. Real people building real credit.
Customizable templates for bureaus, creditors, and collectors — ready to print and send. Includes step-by-step instructions for each one.
A structured, day-by-day action plan for disputing errors and building better credit habits. Follow the plan, track your progress.
Word-for-word scripts for handling debt collectors on the phone — what to say, what not to say, how to invoke your rights in real time.
Real-time, instructor-led sessions on credit law, dispute strategies, and credit building. Ask questions, get answers, learn by doing.
One-on-one or group coaching sessions to review your report, plan your disputes, and build a credit strategy that actually works.
Members-only group for accountability, template drops, weekly Q&A, and real conversations about credit situations as they happen.
The law was written for you. The rights exist. The process is learnable. You don't need a lawyer — you need someone who can translate what the law actually says into what you actually do.
That's what SlateZero is for.
Pull your reports, list every item, know exactly what to dispute. 5-step guide + printable checklist. Sent immediately.
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